SBP Announces Revised Banking Hours for Ramazan 2026

The State Bank of Pakistan has notified special office and public banking hours for Ramazan 1447 AH, with shorter working days for all banks, DFIs and microfinance banks.

SBP Notifies Special Ramazan Schedule

The State Bank of Pakistan (SBP) has issued a notification announcing revised office and business hours for the month of Ramazan-ul-Mubarak 1447 AH (Ramazan 2026). The new timings will apply not only to SBP offices, but also to all banks, development finance institutions (DFIs) and microfinance banks operating across the country.

The changes are designed to accommodate fasting employees and customers while ensuring that essential banking services remain available throughout the holy month. Once Ramazan ends, the revised hours will automatically revert to pre-Ramazan timings, as clarified by the central bank.

Office Hours for SBP and All Banks During Ramazan

Under the notification, SBP and all banks, DFIs and microfinance banks will follow a special office-hour schedule during Ramazan. These office timings apply to internal work and staff attendance, and are slightly longer than the public dealing hours at branches.

For offices working from Monday to Thursday, staff will observe a continuous shift from 9:00 a.m. to 3:00 p.m., without a formal break. On Fridays, office hours will be further reduced to 9:00 a.m. to 12:30 p.m., also without a break.

Ramazan 2026 Office Hours for SBP and All Banks

The following table summarises the official office hours during Ramazan 1447 AH:

Public Banking Hours for Customers

Separate timings have been notified for public dealing at bank branches. These business hours determine when customers can visit branches to deposit cash, withdraw funds, open accounts, submit applications and access other over-the-counter services.

From Monday to Thursday, banks and microfinance banks will provide public dealing from 9:00 a.m. to 2:00 p.m., without any formal break. On Fridays, public dealing hours will run from 9:00 a.m. to 12:30 p.m., aligning with the shorter office day.

Ramazan 2026 Business Hours for Public Dealing

The table below shows the revised business (banking) hours for public dealing during Ramazan:

What Customers and Employees Should Keep in Mind

For customers, the shorter working windows mean it is important to plan bank visits earlier in the day, especially if multiple services need to be completed in a single visit. As branches will close to the public by early afternoon on most days, last-minute trips close to closing time may lead to delays or long queues.

Businesses that depend on frequent banking transactions—such as cash deposits, salary processing or supplier payments—are advised to adjust their internal schedules in line with the Ramazan timings so that payments and collections are not disrupted.

For bank staff, the notification from SBP serves as the official guideline for reporting and closing times during Ramazan 2026. Management teams have been asked to ensure that core services remain functional, even with shorter hours, by optimising staffing, counters and digital channels where possible.

Timings to Revert After Ramazan

The State Bank has clarified that these special hours apply only for the duration of Ramazan-ul-Mubarak 1447 AH. Once the holy month concludes, office and business hours at SBP and all regulated institutions will automatically revert to the pre-Ramazan schedule without the need for a separate notification.

Customers can also make use of ATMs, internet banking and mobile banking apps for many routine transactions outside branch hours. However, for services that still require in-person verification or documentation, visiting during the revised Ramazan timings will remain essential.

By aligning banking hours with fasting routines, the central bank aims to balance operational continuity with the wellbeing of employees and the convenience of customers during the holy month.