HBL is offering Apple’s new iPhone 17 lineup on easy monthly installments from Rs. 15,654 a month, with 0% markup plans of up to 12 months for credit card customers.
HBL’s 0% Markup Installment Offer for iPhone 17
HBL has introduced a special installment plan for Apple’s latest iPhone 17 series, allowing customers to buy PTA-approved devices through their HBL credit cards and pay in easy monthly installments. Under this limited-time offer, customers can choose tenures of 3, 6 or 12 months at 0% markup, making it easier to manage the high upfront cost of a new iPhone. For those who prefer even smaller monthly payments, longer tenures of 18, 24, 30 and 36 months are also available with markup built into the monthly installment. The offer covers the full iPhone 17 family, including iPhone 17, iPhone Air, iPhone 17 Pro and iPhone 17 Pro Max.
iPhone 17 and iPhone Air Monthly Installment Plans
For the standard iPhone 17 models, customers can start with the 256GB variant priced at Rs. 399,000, where the 12-month 0% markup plan comes to Rs. 33,250 per month and the 36-month plan goes as low as Rs. 15,654 per month. Higher-capacity models such as the iPhone 17 512GB are also available on the same structure, with monthly payments adjusted according to the model price and chosen tenure. The iPhone Air line offers lighter, higher-capacity options, including 512GB and 1TB variants, which can also be booked on 0% markup for up to 12 months or on longer plans of up to 36 months. The tables below summarise the official installment grid shared by HBL for these models.
iPhone 17 Pro and iPhone 17 Pro Max Options
For power users, HBL’s plan includes the iPhone 17 Pro and iPhone 17 Pro Max in multiple storage options, including 256GB, 512GB, 1TB and even 2TB in the Pro Max range. For example, the iPhone 17 Pro 256GB, priced at Rs. 520,500, can be booked at 0% markup for 12 months at Rs. 43,375 per month, while the 36-month plan reduces the monthly payment to around Rs. 20,421. The top-end iPhone 17 Pro Max 2TB, with an MRP of Rs. 898,500, comes to Rs. 74,875 per month on a 12-month 0% markup plan and Rs. 35,251 per month on a 36-month plan. Detailed monthly breakup for Pro and Pro Max models is given in the installment tables.
Key Terms, Fees and Important Conditions
As with other HBL installment campaigns, this iPhone 17 offer is governed by the bank’s standard credit card terms and conditions. Customers will be required to provide a valid CNIC copy at the time of delivery, and the device will be dispatched only to the address registered with HBL. A processing fee of Rs. 1,200 plus FED will apply per transaction. Warranty will be provided as per Apple’s or the distributor’s official policy, and colour options and stock availability will remain subject to supply. Prices may change without prior notice; however, customers who have already placed their orders will not be affected by any subsequent revisions. HBL advises buyers to inspect the handset at the time of delivery and immediately report any damage to the vendor or helpline.
Is Buying an iPhone on Installments Right for You?
Easy installment plans can make premium smartphones more affordable by spreading the cost over several months, but they still represent a long-term financial commitment. Before opting for a 24, 30 or 36-month plan, customers should review their monthly budgets, factor in any processing fees and ensure that they can comfortably meet credit card repayment requirements. While 0% markup for up to 12 months is an attractive feature, missing payments can still lead to late fees or finance charges under standard credit card rules. For those who have stable income and plan carefully, HBL’s iPhone 17 installment offer can be a convenient way to upgrade without paying the full amount upfront.
iPhone 17
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
| 0% Markup | 0% Markup | 0% Markup | ||||||
| iPhone 17 256GB | Rs. 399,000 | Rs. 133,000 | Rs. 66,500 | Rs. 33,250 | Rs. 26,614 | Rs. 21,096 | Rs. 17,815 | Rs. 15,654 |
| iPhone 17 512GB | Rs. 482,500 | Rs. 160,833 | Rs. 80,417 | Rs. 40,208 | Rs. 32,184 | Rs. 25,510 | Rs. 21,544 | Rs. 18,930 |
iPhone Air
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
| 0% Markup | 0% Markup | 0% Markup | ||||||
| iPhone Air 512GB | Rs. 563,000 | Rs. 187,667 | Rs. 93,833 | Rs. 46,917 | Rs. 37,553 | Rs. 29,766 | Rs. 25,138 | Rs. 22,088 |
| iPhone Air 1TB | Rs. 646,500 | Rs. 215,500 | Rs. 107,750 | Rs. 53,875 | Rs. 43,123 | Rs. 34,181 | Rs. 28,866 | Rs. 25,364 |
iPhone 17 Pro
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
| 0% Markup | 0% Markup | 0% Markup | ||||||
| iPhone 17 Pro 256GB | Rs. 520,500 | Rs. 173,500 | Rs. 86,750 | Rs. 43,375 | Rs. 34,718 | Rs. 27,519 | Rs. 23,240 | Rs. 20,421 |
| iPhone 17 Pro 512GB | Rs. 603,500 | Rs. 201,167 | Rs. 100,583 | Rs. 50,292 | Rs. 40,255 | Rs. 31,908 | Rs. 26,946 | Rs. 23,677 |
| iPhone 17 Pro 1TB | Rs. 686,500 | Rs. 228,833 | Rs. 114,417 | Rs. 57,208 | Rs. 45,791 | Rs. 36,296 | Rs. 30,652 | Rs. 26,933 |
iPhone 17 Pro Max
| Model | MRP | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months |
| 0% Markup | 0% Markup | 0% Markup | ||||||
| iPhone 17 Pro Max 256GB | Rs. 565,000 | Rs. 188,333 | Rs. 94,167 | Rs. 47,083 | Rs. 37,687 | Rs. 29,872 | Rs. 25,227 | Rs. 22,167 |
| iPhone 17 Pro Max 512GB | Rs. 648,500 | Rs. 216,167 | Rs. 108,083 | Rs. 54,042 | Rs. 43,256 | Rs. 34,287 | Rs. 28,955 | Rs. 25,443 |
| iPhone 17 Pro Max 1TB | Rs. 732,000 | Rs. 244,000 | Rs. 122,000 | Rs. 61,000 | Rs. 48,826 | Rs. 38,702 | Rs. 32,684 | Rs. 28,718 |
| iPhone 17 Pro Max 2TB | Rs. 898,500 | Rs. 299,500 | Rs. 149,750 | Rs. 74,875 | Rs. 59,932 | Rs. 47,505 | Rs. 40,118 | Rs. 35,251 |

